Life, Pensions, and Investments Standards

Reduce cost, friction, and risk.

The life, pension and investment industry needs to have efficient integration processes to ensure seamless data flow and quick decision-making. Criterion has been providing the Standards for data messaging for over 30 years, allowing firms to increase automation and improve customer experiences and outcomes.  

The LPI Standards are used by leading providers, platforms, and advisers to promote efficiency throughout the industry. Some of the categories that the LPI Standards include are Letter of Authority, Quotes, Group Risk, Valuations, and New Business Processes.  

These Standards are governed by the industry and continuously evolve with the industry needs, providing support to over 200 UK financial firms. 

How can Criterion help?

Example - Contract Enquiry Bulk Valuations

History: The first Bulk Valuation Standard was published in 2018 and was developed due to the emerging trend towards the use of regular data feeds from providers to service advisers’ client-facing systems.  

Purpose: This Standard enables the provision of regular, ‘bulk’ valuation data feeds from providers of such data to its consumers for all product types with an investment element. 

Benefits:  

  • Streamlines the process of delivering bulk valuations.  
  • Provides advisers with an up-to-date view of all their clients’ value and investment positions.  
  • Removes the need for keying and rekeying data and saves advice firms time.  
  • Reduces phone calls to providers and platforms to obtain this information.  

Example - Quotes Protection

Purpose: this Standard leverages automation to enhance efficiency, supporting the delivery of multiple quotes for a piece of protection from dozens of providers in a single click.  

Benefits:  

  • Saves time and reduces re-keying quote request information between dozens of different providers; 
  • Reduces the possibilities for errors, as systems can quickly validate the input data; 
  • Completely removes the delays sourcing quotes from multiple providers. 

Get in touch

Our team is always keen to talk about our Standards and Governance work, whether you need support for detailed implementation planning, or just want to learn more about who we are and what we do. To find out more, contact: [email protected]